Texas Insurance Affects Lawsuits, Not Claims

By Dina Steele on October 9, 2017

When Hurricane Harvey ripped through Houston and other surrounding cities in Texas, it left many people without homes or with severe damages. When news spread that a new insurance law was passed and it only gave victims of Hurricane Harvey until September 1^st to file a claim, it left many homeowners feeling like they would never receive financial help.

Thankfully, this information is incorrect, and there is no deadline to submit an insurance claim. This law refers to those filing a lawsuit against their insurance company. Texans affected by the storm have all the time they need to contact their insurance company; however, the earlier you submit the claim the faster you will receive help.

Although only 12% of Texas residents have flood insurance, do not assume that you won’t receive coverage. Call your insurance company and see if there are any other alternatives that can help you get coverage for your damages. Once you get your family to safety, take the steps below to ensure that you properly file a claim and get the help that you need.

Filing an Insurance Claim

Below are a few helpful tips to keep in mind when filing your insurance claim:

• Alert the agents that you have home and auto damage due to the storm, and where the property is located.
• Provide them with your temporary contact information, so they will know where to contact you in the upcoming weeks to provide quicker service.
• If you made a claim and haven’t heard anything from them, be sure to follow up.

Homeowners may have several kinds of coverage. If you don’t have flood insurance, you may have wind damage coverage. For example, if the wind damaged your roof or windows and excess water got into your home or vehicle, then the flood damage could be covered.

Our hearts go out to everyone who was affected by the hurricane and we hope you get all the help you need quickly. Starting over is not easy, but making sure that you get the most out of your insurance policy will potentially save you a lot of money in the long run. Our lawyers at Steele Law, P.C., are here to provide assistance and answer any questions you may have about your legal rights, so call (214) 333-9393 today.